This June 2010 accident report is provided by the National Transportation Safety Board. Published as an educational tool, it is intended to help pilots learn from the misfortunes of others.
Aircraft: Mooney M20F. Injuries: None. Location: Lubbock, Texas. Aircraft damage: Substantial.
What reportedly happened: The student pilot was attempting to land with a headwind.
The winds were reported at 15 knots with gusts to 22 knots. According to the student, when the airplane was on short final and at about 10 to 12 feet above the runway, the airplane “fell out of the sky…and bounced on all three wheels.”
The student applied full power and attempted a go-around. While still airborne, the right wing hit a tree approximately 125 feet to the left of the runway centerline. The impact sheared off the outboard 3 feet of the right wing and the airplane then collided with terrain.
Probable cause: The student pilot’s failure to maintain control during a go-around.
For more information: NTSB.gov. NTSB Identification: CEN10CA347
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“Probable cause: The student pilot’s failure to maintain control during a go-around.”
I would have put it as landing with inadequate airspeed in gusting conditions. The go around shouldn’t have been necessary.
 Very likely. Given the fact that it was a Mooney, the student had probably been told to fly the numbers, to never be fast on final.